Who we are

We are Business Debtline – and we can help

If you’re struggling with debt, we can help. Get free, impartial debt advice today.

Business Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We’re here to help you too.

Providing free debt advice for over 30 years

We’ve been helping people in the UK with debt since 1992. We know being in debt can be hard to deal with, particularly when it’s related to your own business. That’s why we’re here to help.

Our team come from a range of backgrounds, many of whom have experience of being self-employed and running small businesses, so we understand the stress and challenges that can come with running your own business. All of our advisers are here to help you tackle your debts.

You can find out what to expect when you call us here.

Who we help

We provide free and confidential debt advice for self-employed people and small business owners. We give advice to many different types of people including:

Directors of limited companies

Sole traders

People whose partners may be self-employed

Buy-to-let landlords

How our debt advice works

Three steps to helping you take control of your debts:

Tell us about you

Provide us with as much information as you can abou tyour business and your personal circumstances so we can understand your situation.

Complete a budget

Help us understand your income, bills and spending – an accurate budget is the key to finding the right solution.

Find your solution

Speak to one of our experienced advisers to get expert, tailored advice on all your options.

Our vision

Helping prevent financial difficulty and removing problem debt from people’s lives.

We have a proven track record of giving expert debt advice for over 30 years. We promise:

to provide expert debt advisers who are supportive and trained to a high standard

to stay committed to providing free, impartial and confidential debt advice

to talk you through the debt advice options that are right for you and your company

to keep all of your personal information confidential

to not to pass your details on to any other organisation without your permission.

If you’d like to find out more about the work we do as an organisation, visit our Money Advice Trust website.

You’re not alone

We’ve helped thousands of self-employed people and small businesses in all kinds of situations take control of their debt.

My anxiety has been reduced enough for me to tackle some issues on my own. I have a clearer idea of where to go and what to do and it’s all because I contacted Business Debtline and spoke with my adviser. Thank you.