1. Set a budget
Setting a budget is the biggest step you can take to get on top of your finances.
Sit down and work out how much money you have coming in every month, and what you need to spend.
Don’t forget to account for annual expenditure, like car insurance or road tax, by dividing it by 12.
Our My Budget tool can help.
2. Open your statements
Setting a budget is the biggest step you can take to get on top of your finances.
Sit down and work out how much money you have coming in every month, and what you need to spend.
Don’t forget to account for annual expenditure, like car insurance or road tax, by dividing it by 12.
Our My Budget tool can help.
3. Get free debt advice
Remember that you are not alone in this. Free, independent advice is available from Business Debtline – so seek free advice as early as possible, and resist the appeals of commercial debt management companies whose high fees and charges will only add to your debts.
The earlier you seek free advice, the quicker and easier your problem will be to solve.
Get in touch
- Webchat with an adviser; or
- Call us for free debt advice on
0800 197 6026
Monday to Friday: 9am - 5pm.