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Sample Letter

Debt still outstanding after reminders (sole name)

Use this letter to ask a customer to pay the money that they owe you. Put your business letterhead at the top of the letter.

You can choose to send a letter in your own name or in joint names. You may wish to send the letter in joint names if you are sending the letter on behalf of a business partnership.

  • Fill in your contact details, the account number and any extra information you want to include in the grey shaded areas.
  • Today’s date will be added automatically.
  • Sign each letter and enclose a copy of the unpaid invoice.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Change to joint version
You need to include the organisation name.
Name of the organisation you are writing toInclude the name of the person or creditor you are writing to.
You need to include their address.
Their address line 1Make sure you include the full address for the person or organisation. Don't forget the post code.
Their address line 2
Their address line 3
You need to include their postcode.
Their postcodeDon't forget their postcode.
You need to include your address.
Your address line 1Make sure you include your full address.
Your address line 2
Your address line 3
You need to include your postcode.
Your postcodeDon't forget your postcode.

3rd December 2024

Date
Dear Sir/Madam
Account No:
This field is required.
Account or reference numberThis should your account or reference number for your customer's account with you.
Overdue amount:
This field is required.
£
I am writing to you because your payment for invoice number
This field is required.
Enter the invoice number
is now
This field is required.
Enter how many days the payment is overdue
days overdue. You have not raised any queries about your account, so I assume that you do not dispute the amount you owe. I have enclosed a copy of the unpaid invoice.
This field is required.
Include a paragraph about any interest and charges you have added onto the debt, and under what legislation this has been done. State whether any further interest and charges will be added onto the debt and how much these will be.Include a paragraph about any interest and charges you have added onto the debt, and under what legislation this has been done. State whether any further interest and charges will be added onto the debt and how much these will be
Unless payment is received by
This field is required.
Enter a date at least 14 days after your customer should receive your letter
, I will have no alternative but to consider taking legal action to recover the money you owe. If you allow this to happen, court costs will be added to the debt. Credit reference agency records will show that you have a county court judgment against you. This will affect your ability to get further credit.
If you would like to discuss options to repay what you owe, please contact me within 14 days of receiving this letter.
You may wish to seek independent debt advice to help you deal with your debts. Below, we have listed some organisations that provide free and confidential advice on dealing with your debts.
Business Debtline
Free, confidential and independent advice for those who are self-employed.
Phone: 0800 197 6026
www.businessdebtline.org
National Debtline
Free, confidential and independent debt advice for individuals who are not self-employed.
Phone: 0808 808 4000
www.nationaldebtline.org
StepChange Debt Charity
Charity providing free, confidential and independent debt advice for individuals who are not self-employed.
Phone: 0800 138 1111
www.stepchange.org
Citizens Advice
Citizens Advice Bureaux provide free, independent and confidential advice to those who are not self-employed on their rights and responsibilities.
To find your nearest Citizens Advice Bureau, check your local phone directory or visit the Citizens Advice website, www.citizensadvice.org.uk.
I look forward to hearing from you.
Yours faithfully
You need to include your name(s).
Include your full name